Northrop Grumman Federal Credit Union is making these Voluntary Insurance offerings available to you.

Credit Union membership is not required to enroll.

Coverage in these insurance plans is totally voluntary and you should evaluate the need for this coverage based on your specific circumstances. Northrop Grumman Corporation does not endorse or recommend this coverage. Northrop Grumman Corporation cannot assist with questions or disputes regarding this coverage.

 
 

Northrop Grumman Federal Credit Union is making available this array of voluntary insurance programs to provide coverage that may be otherwise unavailable to Northrop Grumman Corporation retirees or those related to NGC retirees but are ineligible for Northrop Grumman benefits. Each is offered by an outside provider and includes Dental and Vision Care plans, Medicare Supplement Insurance, Long Term Care (LTC), Auto, Homeowner's, and Retiree Life Insurance coverage. If you elect to participate in any of the programs, you will pay each provider directly. These plans are not related in any way to coverage offered through Northrop Grumman retirement benefits programs and will remain in effect as long as you continue to pay your premiums although other limitations may apply to individual types of coverage.

Some of these offerings have limited open enrollment periods and guaranteed issue of coverage features. Please refer to the provider's website or call for complete details. After the open enrollment period ends, retirees will be required to provide Evidence of Insurability (EOI) when applying for coverage.
 
  This coverage provides a wide range of long term care options including nursing home care, assisted living, home health care, adult day care, and hospice care with daily benefits of up to $300 and a lifetime maximum up to $450,000.

For more information about Future Guard group long term care insurance, click here.
 

Since 1995, retirees have been offered the opportunity to purchase dental coverage typically from the same providers that cover active employees.

Choose one of these dental plan options:

  • Cigna Dental Preferred Provider Organization (PPO)

  • Cigna Dental HMO

For more information about Dental Care for Retirees, click here.
 

Liberty Mutual, the 8th largest U.S. property-casualty insurer, provides special group discounts for many types of insurance protection for you and your family including:

  • Auto
  • Home
  • Renters and Condo
  • and more

For more information about the advantages of Group Savings Plus, click here.
  Retirees age 55-75 are eligible to apply for $10,000 to $25,000 of term life coverage in increments of $5,000 with economical group rates and coverage to age 85.

For more information about group life insurance from The Hartford, click here.
  Vision Service Plan (VSP), the largest vision care provider in the U.S., currently provides coverage to many active employees. Retirees can enjoy coverage for an eye exam every 12 months, prescription lenses every 12 months and frames every 24 months, or contacts every 12 months.

For more information about Vision Care Coverage, click here.
  You may choose from the Standardized Medicare Supplement plans at affordable group rates to fill the gaps. No health questions or medical exam. Spouses are eligible, too.

For more information about Medicare Supplement, call Monday - Friday, 8:30 a.m. to 6:00 p.m.        1-800-749-6983